In many car accidents, there is an obvious person to blame. If someone is speeding, then they are likely to blame for the accident. If someone has been drinking and driving, then there is a good chance this has impaired his ability to drive and thus may have resulted in an accident.

If someone is listening to the radio, talking on her cell phone and generally not watching the road, then she could be at fault. However, what happens when no one is to blame for a car accident? What happens if all drivers were simply in the wrong place at the wrong time? There are a number of car accidents that can be considered ‘no fault car accidents’ which means neither driving is to blame.

These accidents can be confusing for any insurance provider but can also be confusing for the victims of the accident. After all, if no one is to blame for the injuries you have suffered, then who is meant to pay?

If you or someone you love has been a victim in a no fault car accident, then it is important that you contact a Minneapolis personal injury lawyer immediately. You may still be able to receive compensation for your injuries and work towards a more financial secure recovery.

How Can a No Fault Car Accident Affect You?

Any car accident can come with dire consequences. Although some may walk away from a car accident with a few cuts and bruises and that’s it, others are not so lucky. Below are some of the problems that can arise from a car accident:

• Whip lash, neck problems, back pain
• Broken bones, fractured limbs
• Permanent disability, brain damage, etc.
• Death in some instances
• Lost wages if unable to work
• Medical bills, prescription costs
• Rehabilitation payments including physical therapy, occupational therapy and speech therapy
• Additional therapy if suffering from emotional problems such as depression, post traumatic stress disorder or anxiety
• Loss of quality of life
• Mental anguish for the victim and the family
• Additional costs such as of hiring nanny, chauffeur, cleaning staff, etc if you are unable to perform these duties

No Fault Accidents and Insurance

Under the Minnesota No Fault Automobile Insurance Act, insurance companies must provide a minimum of $40,000 for loss arising out of the injury of any one person. This consists of $20,000 for medical expenses as well as $20,000 for income loss, economic loss, etc. This may seem like a lot of money but, in many instances, there are certain clauses that restrict these limits.

Furthermore, many auto accident injuries will incur much more than $40,000 in losses. After all, what happens if you are unable to work for three years? $20,000 is not going to cover your financial expenses. Or, what happens if the auto accident results in the death of your family’s financial provider? Is $20,000 really a fair settlement for the loss of wages and financial support incurred?

Minneapolis Personal Injury Lawyer

It is important to speak to a qualified Minneapolis car accident attorney about your no fault accident injuries. Olson Law Firm will review your coverage amounts and make sure your insurance company fully compensates you for all losses, emotionally, financially and physically. Olson Law Firm knows the rules and regulations surrounding Minnesota automobile insurance and can help you during this trying time. For a free consultation, contact Olson Law Firm today at 612-816-2322.